Will my orthodontic Lifetime Maximum start over with a new dental insurance provider?

Posted by Insurance in Thursday, February 16th 2012
Tags: Dental, INSURANCE, Lifetime, Maximum, orthodontic, over, provider, start

Question by : Will my orthodontic Lifetime Maximum start over with a new dental insurance provider?
My daughter had a retainer and our insurance carrier, Cigna covered $ 1500 of it. Now she needs braces and my husband’s company is changing dental providers to Guardian. Will that Lifetime Maximum start over with the new dental provider?

Best answer:

Answer by tooth975
Yes.

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Comments

frdrtd Said:

February 16th, 2012 at 1:11 pm

Not necessarily. If the employer had the previous insurance company forward the treatment records to the new insurance company, they may not provide a new lifetime maximum. If the employer has changed, then yes, you will have a new lifetime maximum.

Your best course of action will be to have the orthodontist office request a pre-treatment authorazation from the new insurance company.

Will my orthodontic Lifetime Maximum start over with a new dental insurance provider?

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