Question by mshercliff: What will happen if I cannot produce a business insurance certificate to the police?
I was caught with a dead brake light and given a producer. I was also caught in my work uniform and, because of the nature of the business, it was obvious I needed business insurance.

I am not insured on my own policy for business use – however, I am insured through my company with compulsary third party insurance.

My employer has made excuse after excuse about my insurance certificate and I now have only tomorrow to take it to the police.

I have taken all reasonable steps to obtain a certificate – but what can I do if I have to rely on someone else and they are being awkward about it?

At the end of the day, I am insured for business use but unless my employer “pulls his finger out”, I have no way of proving it and could face court or prosecution.

Any tips will be appreciated.
A few things:

I am insured for personal use! I have no qualms with giving them my Tesco insurance certificate but I am sure I am not insured for business use with them.

Best answer:

Answer by kathy s
What is a producer? It’s kinda foggy about what you actually do or who you really work for. I mean what kind of business. I’m sure you and/or your employer will at least be fined. In Delaware you can be put on probation for something like that. You and your employer need to get this insurance stuff straightened out or you should go get another job.

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