Neither.

Trust free market capitalism, not government influence.

Both liberals and big insurance companies want government involvement.

W/o government involvement, insurances would have to compete in a free market. Big corporate America does not like free markets. So they buy government power to their own advantage.

The root problem = GOVERNMENT INVOLVEMENT

Don’t believe those who have billions of dollars at stake in the whole debate. Money is their prime motivator, nothing else.

Excuse you, there’s also the Conservatives who don’t want the government program that like all the other programs will be billions of dollars in debt like the postal service, have billions in waste like medicare/caid, be undermanaged like Cash for Clunkers, and force a six month waiting period for treatment like most of the other universal healthcare countries including England and France. Go ahead and force competition. Competition for major corporations of insurance is how many more people they can lay off to lower their prices. Health insurance is just one of the larger industries in america, and unemployment is only 10% of the country.

I pay 18 dollars enough for good coverage with a copay. My boyfriend and child pay 52 dollars a month with kaiser permanente. they give him great coverage with no copays in network. they have approve EVERY single test and radiology exam they have needed. nothing was ever denied. i guess it depends who are and where you work and what insurance you have.

There is no “rate of return” for insurance companies. Did you mean profits?

Profits = premiums paid in – medical losses paid out – overhead

Benefits paid out to policyholders who file claims are called “losses”. The fewer benefits insurance companies pay out, the higher the profits, which is why they deny reasonable benefits all the time. “Overhead” includes things like salaries and bonuses. So you can see that increasing salaries and bonuses to the highest paying employees can make the business look less profitable without inconveniencing anybody at the highest pay grade.

Insurance companies have dollar signs in their eyes on this one. They will charge whatever they want and the government will serve as enforcers.

$ 18 a week or a month is not enough to buy any health insurance at all. Your employer is paying many times that to cover his share of the policy. Individual health insurance costs hundreds of dollars a month per person. ∠°)

The liberals… Insurance companies are trained to LIE and cheat!

What the insurance company do not tell you is that the Social Security System is leveraged in the same way. I am not saying it is a perfect system, But it is the same principle. As to who you should believe, You should believe in your own educated and reasoned conclusions.

Well let’s think about it.

Insurance is a multi billion dollar industry and provides no medical care themselves.

If health care reform fails the politicians still have their jobs and in fact will continue to have a hot button issue.

Who is going to benefit the most from lying?

To all the “free market” people all I have to say is that for it to be a real free market we would have to get rid of insurance companies all together (not a bad idea but not likely to happen)

Neither, both have motivations which is to not really fix the problem.

Insurance companies – Motivated by Profits. The more middle men (insurance companies, lobbyists, govt, big pharma) between the doctor and patient, more the profits and more the cost to you.

Liberals – Motivated by the votes of the people who they want to include, paid for by inflation (federal reserve printing money out of thin air), higher taxes or budget deficits (treasury borrowing from foreigners).

If you really care about the future, look at healthcare as a specialized service which can be provided in the free market where

1. you the patient will do direct business with the doctor for regular care – things that are not catastrophic and will buy prescription drugs directly from the pharmacy like you buy food from a grocery store
2. you the patient will insure against ONLY catastrophic conditions (e.g. surgeries, cancer treatment etc)
3. there will be competition like there is for cell phone services or any other services
4. there will be price flexibility like there is for other services
5. NO govt intervention at any point other than the minimum regulations

on your grandmother’s grave, never, NEVER believe ever anything a piece of shit liberal says.

Neither both are bad!

The insurance companies have everything to gain by defeating reform.

They have huge profits and powerful lobbies. They will not go quietly into this good night.

Insurance companies conspire to protect their disgracefully high profits. That’s not free market. That is monopoly. I distrust and fear insurance companies who would cut your granny’s throat in a heartbeat if her health care cut into their profits.