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How to get Dental insurance if you are over 21yrs of age and single person?

Posted by in Tuesday, January 03rd 2012
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Question by : How to get Dental insurance if you are over 21yrs of age and single person?
I wase wondering im single person and i had a job and my job don’t offer dental insurance i live in low income house and i need to get free dental insurance do you know how i can apply that if you know the number please help me.I have been struggling to find how to get it but i diden’t get it still do you know how?

Best answer:

Answer by Huntsman
Quick note: Dental insurance is not all it’s cut out to be.
There are high annual deductibles and high co-pays.
If not, you will pay a hefty amount for this insurance.

We ran the numbers and found out that we are better off just paying for dental cleanings out of our own pockets instead of paying hundreds a year for dental insurance that has all these out of pocket requirements

Insurance companies are not out there to lose money.
The will win in the end.
Consider just saving up for the procedure you need

Give your answer to this question below!

Comments
Lily B Talus Said:

You cant get free Dental Insurance in the U.K…there is Simply Health which is reasonable or most dentists run their own plans.


mbrcatz Said:

The ONLY “free” dental insurance, is welfare insurance, and IF you qualify, and IF you live in a state that provides welfare dental coverage, most states the coverage is VERY limited. Here in Texas, for example, IF you qualify for Medicaid, they cover $ 100 of dental services A YEAR.

Just like there’s no place to “buy” free food except a charity, there’s no place that “sells” free health insurance, except a charity program.

Contact your state Medicaid office, and apply for welfare health insurance there.


StephenWeinstein Said:

You cannot get free dental insurance. There is no number to call to apply for free dental insurance for a single person with a job who is between 19 and 64 (unless pregnant or disabled), because it does not exist.

If you want to get dental insurance, then you select a dental insurance company, and you pay that company money, or you meet with an insurance agent, who tells you the price, and you pay the money.


Flower Said:

There is no free dental service over age 21 on Medicaid in most states but not all. You have to pay for dental work like you pay for anything else. Whatever income you have, you have to realize some has to be used for health care. Dental insurance is not helpful for an individual. They dont cover much beyond routine care, serious work have long waiting periods. Call on the phone to an independent insurnace agent who knows what carriers and plans are available.

Your choices are:

1. Find a dental college and get a student dentist
2. Get a GE Money Bank medical/dental credit card
3. Find a public health clinic with dental services


ehealthInsurance Said:

You’re not going to find free dental insurance unless you qualify for government assistance in one form or another. It may depend on the rules in your state, but your coverage in that scenario is likely to be very limited. If you want to look at the cost of purchasing dental insurance on your own, work with a licensed online agent (like ehealthinsurance.com, for example) or one in your area.

While the dental insurance premium isn’t very expensive compared to medical insurance, you’ll still want to look at the benefits and make sure you understand how it works. Dental insurance won’t cover all your costs for all dental services. So when you check out your options, look at the premium costs and compare that with much would you have to pay out-of-pocket for the sort of dental care you need on a regular basis.


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