First.. I might be ignorant but I thought the USA was the first capitalistic country of the world, so by “that logic” how can their government try to stay “out of it” as much as possible?? If a country is capitalistic, you’d think that it is because of the government that it has and nothing else.

But anyway, call me an idiot or a dancing fool (I am dancing right now..) and here’s to your question.

It is all about not being able to save up 10 grand, isn’t it? Or is it all about having to show off your masculine attributes by having a car that’s flashier than mine? Or a mixture of both and who knows how many more ridiculous factors
Think about it. I mean.. how difficult is it to get car insurance nowadays?
If you are able to buy a car with your own money, maybe you don’t have anything to prove and so you just need a car for transport.. you know.. something that’s 10 years old will then do.

You don’t live beyond your means as you have a brain and can use it and so there’s plenty of cash in the bank. After all there have been years of plenty (haven’t there?)

So you are now buying something that hasn’t had a tough life, not very sporty at all and not too fashionable but sound, it won’t cost you the earth as it isn’t fashionable and so with not even 3 grand you get something that’s done 27.000 miles and has service history.

Maybe get some new tyres and brakes as it’s been garaged for the last 9 years and the tyres cracked and the brakes got a bit glazed.. give it a full service and a new battery. Maybe it’ll be another $ 1500.. so..newly serviced, spanking new tyres, brakes wow.. it’ll serve you for the next 10 years now won’t it. For less than 5 grand.

Now you can get liability coverage for it. Get medical coverage for your self and passengers and that’s it. You don’t need full coverage.
You are a good driver so you have never had a claim in the last 15 years and so your insurance will now cost you about $ 42.50 a month.
That’s peanuts.. most people you know spend that much on BEER in just a week end.. but no..

Maybe your insurance il $ 395 a month because you claimed 3 times in as many years and have no money saved up to buy the latest, flashest model and so in the end it isn’t your fault but the government’s.

But this I mean in general.. not especially YOU..