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	<title>Insurance Concerns</title>
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	<link>http://insuranceconcerns.com</link>
	<description>Have Insurance Questions?  We Have Answers!</description>
	<lastBuildDate>Tue, 17 Jan 2012 08:10:04 +0000</lastBuildDate>
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		<item>
		<title>What should the insurance company charge the woman for the policy if it would like to make an expected profit.?</title>
		<link>http://insuranceconcerns.com/what-should-the-insurance-company-charge-the-woman-for-the-policy-if-it-would-like-to-make-an-expected-profit</link>
		<comments>http://insuranceconcerns.com/what-should-the-insurance-company-charge-the-woman-for-the-policy-if-it-would-like-to-make-an-expected-profit#comments</comments>
		<pubDate>Tue, 17 Jan 2012 08:10:04 +0000</pubDate>
		<dc:creator>Insurance</dc:creator>
				<category><![CDATA[Insurance Company]]></category>
		<category><![CDATA[charge]]></category>
		<category><![CDATA[Company]]></category>
		<category><![CDATA[expected]]></category>
		<category><![CDATA[INSURANCE]]></category>
		<category><![CDATA[like]]></category>
		<category><![CDATA[Policy]]></category>
		<category><![CDATA[Profit]]></category>
		<category><![CDATA[should]]></category>
		<category><![CDATA[Woman]]></category>
		<category><![CDATA[would]]></category>

		<guid isPermaLink="false">http://insuranceconcerns.com/what-should-the-insurance-company-charge-the-woman-for-the-policy-if-it-would-like-to-make-an-expected-profit</guid>
		<description><![CDATA[Question by kdocimo90: What should the insurance company charge the woman for the policy if it would like to make an expected profit.? An insurance company plans to sell a $ 150,000 one year life insurance policy to a 38-year old woman. On the basis of mortality rates for women of her age and back-ground, [...]]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by kdocimo90</i>: What should the insurance company charge the woman for the policy if it would like to make an expected profit.?</strong><br />
An insurance company plans to sell a $  150,000 one year life insurance policy to a 38-year old woman.  On the basis of mortality rates for women of her age and back-ground, the insurance company determines that the probability of the woman dying in the next year is 0.00104.  What should the insurance company charge the woman for the policy if it would like to make an expected profit of $  45?</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by fcas80</i><br/>45 = P &#8211; (150,000 * .00104)</p>
<p><strong>What do you think? Answer below!</strong></p>
]]></content:encoded>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Dharma And Greg 5&#215;02 With A Little Help From My Friend Clip1</title>
		<link>http://insuranceconcerns.com/dharma-and-greg-5x02-with-a-little-help-from-my-friend-clip1</link>
		<comments>http://insuranceconcerns.com/dharma-and-greg-5x02-with-a-little-help-from-my-friend-clip1#comments</comments>
		<pubDate>Tue, 17 Jan 2012 07:15:13 +0000</pubDate>
		<dc:creator>Insurance</dc:creator>
				<category><![CDATA[Insurance Company]]></category>
		<category><![CDATA[5x02]]></category>
		<category><![CDATA[Clip1]]></category>
		<category><![CDATA[Dharma]]></category>
		<category><![CDATA[friend]]></category>
		<category><![CDATA[from]]></category>
		<category><![CDATA[Greg]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[little]]></category>

		<guid isPermaLink="false">http://insuranceconcerns.com/dharma-and-greg-5x02-with-a-little-help-from-my-friend-clip1</guid>
		<description><![CDATA[Season 5, Ep 2: With a Little Help From My Friend Dharma decides that her accident must be a manifestation of the universe shuffling her cosmic deck of cards so that she can help people—from the hospital, physical therapy, insurance company, etc.—whom she otherwise wouldn&#8217;t have met. Yet while Dharma loves giving help to others, [...]]]></description>
			<content:encoded><![CDATA[<p>				<object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/GrSdUDnZ6zk?fs=1"></param><param name="allowFullScreen" value="true"></param>
				<embed src="http://www.youtube.com/v/GrSdUDnZ6zk?fs=1&#038;rel=0" type="application/x-shockwave-flash" width="425" height="355" allowfullscreen="true"></embed></object></p>
<p>
<div style="float:left;margin:5px;"><img alt="Dharma And Greg 5x02 With A Little Help From My Friend Clip1" src="http://i.ytimg.com/vi/GrSdUDnZ6zk/default.jpg" /></div>
<p>Season 5, Ep 2: With a Little Help From My Friend Dharma decides that her accident must be a manifestation of the universe shuffling her cosmic deck of cards so that she can help people—from the hospital, physical therapy, insurance company, etc.—whom she otherwise wouldn&#8217;t have met. Yet while Dharma loves giving help to others, she&#8217;s not nearly as fond of accepting it for herself, even when she&#8217;s in a wheelchair. Meanwhile, Greg deals with an insurance problem—the company has paid them twice by mistake, but won&#8217;t listen to his attempts to explain. Aired: 9/25/2001<br />
<strong>Video Rating: 4 / 5</strong></p>
]]></content:encoded>
			<wfw:commentRss>http://insuranceconcerns.com/dharma-and-greg-5x02-with-a-little-help-from-my-friend-clip1/feed</wfw:commentRss>
		<slash:comments>25</slash:comments>
		</item>
		<item>
		<title>iPhone IMEI UnBlock &#8211; How to Unblock or Use a Blocked IMEI iPhone 3G, 3GS and iPhone 4</title>
		<link>http://insuranceconcerns.com/iphone-imei-unblock-how-to-unblock-or-use-a-blocked-imei-iphone-3g-3gs-and-iphone-4</link>
		<comments>http://insuranceconcerns.com/iphone-imei-unblock-how-to-unblock-or-use-a-blocked-imei-iphone-3g-3gs-and-iphone-4#comments</comments>
		<pubDate>Tue, 17 Jan 2012 05:25:05 +0000</pubDate>
		<dc:creator>Insurance</dc:creator>
				<category><![CDATA[Insurance Company]]></category>
		<category><![CDATA[Blocked]]></category>
		<category><![CDATA[IMEI]]></category>
		<category><![CDATA[iPhone]]></category>
		<category><![CDATA[UnBlock]]></category>

		<guid isPermaLink="false">http://insuranceconcerns.com/iphone-imei-unblock-how-to-unblock-or-use-a-blocked-imei-iphone-3g-3gs-and-iphone-4</guid>
		<description><![CDATA[Hi All, (NOTE: The iPhone shown in this clip is IMEI Blocked according to Australian AMTA website!! &#8211; It&#8217;s IMEI Blocked in Australia by ALL Networks and my trick still managed to get it to Work!! &#8211; I&#8217;m Not talking about unlock or anything else, I&#8217;M Talking about IMEI unBlock!!) I have figured out a [...]]]></description>
			<content:encoded><![CDATA[<p>				<object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/fhtDcKvT58U?fs=1"></param><param name="allowFullScreen" value="true"></param>
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<p>Hi All, (NOTE: The iPhone shown in this clip is IMEI Blocked according to Australian AMTA website!! &#8211; It&#8217;s IMEI Blocked in Australia by ALL Networks and my trick still managed to get it to Work!! &#8211; I&#8217;m Not talking about unlock or anything else, I&#8217;M Talking about IMEI unBlock!!) I have figured out a Very SIMPLE Solution to UNBLOCK an IMEI Blocked iPhone 3G, 3GS and maybe 4!!!!!! I am using an (IMEI BLOCKED) iPhone right NOW and it&#8217;s working Great <img src='http://insuranceconcerns.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  A lady gave me an IMEI Blocked iPhone 3G and asked if there was something I could do with it. (Now it Wasn&#8217;t Stolen!! She lost it when she was moving houses and called her Insurance and made a claim, 0 later for access/claim fees, Insurance gave her a refurbished one) &#8211; Almost a year later she found it in a box in the garage <img src='http://insuranceconcerns.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> , she called Insurance company and they informed her she would have to pay the cost of the replacement iPhone if they were to lift the IMEI Block, so of course she said go to hell!!). Anyrate, This trick seems to only work as long as reception does not drop out! I tried this on the iPhone 3G, but it should also work on the iPhone 3GS and maybe even the iPhone 4. There wasn&#8217;t really much to it.. All I did is place an active sim card from another working iPhone into the IMEI Blocked iPhone and it worked <img src='http://insuranceconcerns.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  As soon as the Blocked iPhone looses reception, the Block gets activated again! I made a call which lasted over an hour and sent text messages and it worked fine. I had the phone on for a few days and <b>&#8230;</b><br />
<strong>Video Rating: 4 / 5</strong></p>
]]></content:encoded>
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		<slash:comments>25</slash:comments>
		</item>
		<item>
		<title>Can an insurance company dictate how many hours you work a week?</title>
		<link>http://insuranceconcerns.com/can-an-insurance-company-dictate-how-many-hours-you-work-a-week</link>
		<comments>http://insuranceconcerns.com/can-an-insurance-company-dictate-how-many-hours-you-work-a-week#comments</comments>
		<pubDate>Tue, 17 Jan 2012 04:27:19 +0000</pubDate>
		<dc:creator>Insurance</dc:creator>
				<category><![CDATA[Insurance Company]]></category>
		<category><![CDATA[Company]]></category>
		<category><![CDATA[dictate]]></category>
		<category><![CDATA[hours]]></category>
		<category><![CDATA[INSURANCE]]></category>
		<category><![CDATA[many]]></category>
		<category><![CDATA[week]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://insuranceconcerns.com/can-an-insurance-company-dictate-how-many-hours-you-work-a-week</guid>
		<description><![CDATA[Question by lilcabbage: Can an insurance company dictate how many hours you work a week? My insurance company states that if I drop the insurance, I can work no more than 25 hours a week, can they do this? Best answer: Answer by heyyznup Know better? Leave your own answer in the comments!]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by lilcabbage</i>: Can an insurance company dictate how many hours you work a week?</strong><br />
My insurance company states that if I drop the insurance, I can work no more than 25 hours a week, can they do this?</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by heyyz</i><br/>nup</p>
<p><strong>Know better? Leave your own answer in the comments!</strong></p>
]]></content:encoded>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Q&amp;A: What is the best health insurance company for the self employed?</title>
		<link>http://insuranceconcerns.com/qa-what-is-the-best-health-insurance-company-for-the-self-employed</link>
		<comments>http://insuranceconcerns.com/qa-what-is-the-best-health-insurance-company-for-the-self-employed#comments</comments>
		<pubDate>Tue, 17 Jan 2012 02:35:55 +0000</pubDate>
		<dc:creator>Insurance</dc:creator>
				<category><![CDATA[Insurance Company]]></category>
		<category><![CDATA[best]]></category>
		<category><![CDATA[Company]]></category>
		<category><![CDATA[employed]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[INSURANCE]]></category>
		<category><![CDATA[self]]></category>

		<guid isPermaLink="false">http://insuranceconcerns.com/qa-what-is-the-best-health-insurance-company-for-the-self-employed</guid>
		<description><![CDATA[Question by Sciguy: What is the best health insurance company for the self employed? Searching this topic in Google only gives tons of applications but no info. I just want to know roughly how much it would cost a year for me to get my own health insurance. Are there big names to look for? [...]]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by Sciguy</i>: What is the best health insurance company for the self employed?</strong><br />
Searching this topic in Google only gives tons of applications but no info. I just want to know roughly how much it would cost a year for me to get my own health insurance. Are there big names to look for? I do not want a small insurance company.</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by Tom Z</i><br/>Based on your question I would suggest that you need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health status. He or she can answer questions as to what is and is not covered by the policy, explain deductibles and co-pays and show you the hospitals and doctors that participate in the network. </p>
<p>Ultimately, you are the one who determines what is the best insurance because you decide what right balance is between affordability and policy benefits. </p>
<p>If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage, low deductibles, low co-pays as well as vision and dental benefits your monthly premiums will be significant.</p>
<p>On the other hand if you are young, healthy and use the health care system sparingly you could consider a plan that covers only the major health catastrophe. If that is too scary consider a plan with a higher in hospital deductible, higher co-pays for doctor&#8217;s office visits and perhaps not cover prescription drugs.. Either of these approaches will result in a lower monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit or prescription and still come out ahead.</p>
<p>Some are going to suggest you go to their site so that they earn a few pennies on a &#8220;click through&#8221;. Some are going to suggest going on line to get a quote but you probably already know that there is much more to health insurance than price.  Some might even suggest a discount plan as the &#8220;best and cheapest&#8221; approach but that is not insurance at all.</p>
<p><strong>Know better? Leave your own answer in the comments!</strong></p>
]]></content:encoded>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Sen. Sanders &#8211; Single Payer Coming To Vermont?</title>
		<link>http://insuranceconcerns.com/sen-sanders-single-payer-coming-to-vermont</link>
		<comments>http://insuranceconcerns.com/sen-sanders-single-payer-coming-to-vermont#comments</comments>
		<pubDate>Tue, 17 Jan 2012 00:45:08 +0000</pubDate>
		<dc:creator>Insurance</dc:creator>
				<category><![CDATA[Insurance Rate]]></category>
		<category><![CDATA[Coming]]></category>
		<category><![CDATA[Payer]]></category>
		<category><![CDATA[Sanders]]></category>
		<category><![CDATA[Sen.]]></category>
		<category><![CDATA[Single]]></category>
		<category><![CDATA[Vermont]]></category>

		<guid isPermaLink="false">http://insuranceconcerns.com/sen-sanders-single-payer-coming-to-vermont</guid>
		<description><![CDATA[Cenk Uygur speaks with Senator Bernie Sanders (I-VT) about Republicans attempting to repeal health care reform and the chance to get a single payer system in Vermont.]]></description>
			<content:encoded><![CDATA[<p>				<object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/xKuj2XwRaZE?fs=1"></param><param name="allowFullScreen" value="true"></param>
				<embed src="http://www.youtube.com/v/xKuj2XwRaZE?fs=1&#038;rel=0" type="application/x-shockwave-flash" width="425" height="355" allowfullscreen="true"></embed></object></p>
<p>Cenk Uygur speaks with Senator Bernie Sanders (I-VT) about Republicans attempting to repeal health care reform and the chance to get a single payer system in Vermont.</p>
]]></content:encoded>
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		<slash:comments>24</slash:comments>
		</item>
		<item>
		<title>Heartbeat &#8211; Basim</title>
		<link>http://insuranceconcerns.com/heartbeat-basim</link>
		<comments>http://insuranceconcerns.com/heartbeat-basim#comments</comments>
		<pubDate>Mon, 16 Jan 2012 23:50:21 +0000</pubDate>
		<dc:creator>Insurance</dc:creator>
				<category><![CDATA[Insurance Rate]]></category>
		<category><![CDATA[Basim]]></category>
		<category><![CDATA[Heartbeat]]></category>

		<guid isPermaLink="false">http://insuranceconcerns.com/heartbeat-basim</guid>
		<description><![CDATA[Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for &#8220;fair use&#8221; for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit,&#8230;]]></description>
			<content:encoded><![CDATA[<p>				<object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/Vntj8txI_68?fs=1"></param><param name="allowFullScreen" value="true"></param>
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<p>Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for &#8220;fair use&#8221; for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit,&#8230;</p>
]]></content:encoded>
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		<slash:comments>19</slash:comments>
		</item>
		<item>
		<title>What do I do if I&#8217;ve caused a car accident? Hulk Hogan&#8217;s mistake (BGL112)</title>
		<link>http://insuranceconcerns.com/what-do-i-do-if-ive-caused-a-car-accident-hulk-hogans-mistake-bgl112</link>
		<comments>http://insuranceconcerns.com/what-do-i-do-if-ive-caused-a-car-accident-hulk-hogans-mistake-bgl112#comments</comments>
		<pubDate>Mon, 16 Jan 2012 22:54:14 +0000</pubDate>
		<dc:creator>Insurance</dc:creator>
				<category><![CDATA[Insurance Company]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[BGL112]]></category>
		<category><![CDATA[caused]]></category>
		<category><![CDATA[Hogan's]]></category>
		<category><![CDATA[Hulk]]></category>
		<category><![CDATA[I've]]></category>
		<category><![CDATA[mistake]]></category>

		<guid isPermaLink="false">http://insuranceconcerns.com/what-do-i-do-if-ive-caused-a-car-accident-hulk-hogans-mistake-bgl112</guid>
		<description><![CDATA[If you&#8217;ve bought insurance, you have a policy. If you&#8217;ve caused the accident, call your insurance company. Call them. They&#8217;ll provide you a lawyer for free. Video Rating: 0 / 5]]></description>
			<content:encoded><![CDATA[<p>				<object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/G56sghKg7T0?fs=1"></param><param name="allowFullScreen" value="true"></param>
				<embed src="http://www.youtube.com/v/G56sghKg7T0?fs=1&#038;rel=0" type="application/x-shockwave-flash" width="425" height="355" allowfullscreen="true"></embed></object></p>
<p>If you&#8217;ve bought insurance, you have a policy. If you&#8217;ve caused the accident, call your insurance company. Call them. They&#8217;ll provide you a lawyer for free.<br />
<strong>Video Rating: 0 / 5</strong></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My insurance rate when up can change insurance and start fresh?</title>
		<link>http://insuranceconcerns.com/my-insurance-rate-when-up-can-change-insurance-and-start-fresh</link>
		<comments>http://insuranceconcerns.com/my-insurance-rate-when-up-can-change-insurance-and-start-fresh#comments</comments>
		<pubDate>Mon, 16 Jan 2012 21:58:28 +0000</pubDate>
		<dc:creator>Insurance</dc:creator>
				<category><![CDATA[Insurance Rate]]></category>
		<category><![CDATA[Change]]></category>
		<category><![CDATA[fresh]]></category>
		<category><![CDATA[INSURANCE]]></category>
		<category><![CDATA[Rate]]></category>
		<category><![CDATA[start]]></category>

		<guid isPermaLink="false">http://insuranceconcerns.com/my-insurance-rate-when-up-can-change-insurance-and-start-fresh</guid>
		<description><![CDATA[Question by : My insurance rate when up can change insurance and start fresh? So I got into a minor accident and my insurance when up. Can I change to another insurance and start fresh? Best answer: Answer by Thumbs Down Clownya What do you think? Answer below!]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by </i>: My insurance rate when up can change insurance and start fresh?</strong><br />
So I got into a minor accident and my insurance when up. Can I change to another insurance and start fresh?</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by Thumbs Down Clown</i><br/>ya</p>
<p><strong>What do you think? Answer below!</strong></p>
]]></content:encoded>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Gemena Drama &#8211; Season 2 &#8211; Part 30</title>
		<link>http://insuranceconcerns.com/gemena-drama-season-2-part-30</link>
		<comments>http://insuranceconcerns.com/gemena-drama-season-2-part-30#comments</comments>
		<pubDate>Mon, 16 Jan 2012 20:07:23 +0000</pubDate>
		<dc:creator>Insurance</dc:creator>
				<category><![CDATA[Insurance Rate]]></category>
		<category><![CDATA[Drama]]></category>
		<category><![CDATA[Gemena]]></category>
		<category><![CDATA[Part]]></category>
		<category><![CDATA[Season]]></category>

		<guid isPermaLink="false">http://insuranceconcerns.com/gemena-drama-season-2-part-30</guid>
		<description><![CDATA[subscribe rate and comment i will be adding more videos gemena and sewlesew This is the VOA Special English Technology Report from voaspecialenglish.com &#124; http Children can spend hours a day looking at computer screens and other digital devices. Some eye care professionals say all that screen time has led to an increase in what [...]]]></description>
			<content:encoded><![CDATA[<p>				<object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/aFGnaPLWaIs?fs=1"></param><param name="allowFullScreen" value="true"></param>
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<div style="float:left;margin:5px;"><img alt="Gemena Drama - Season 2 - Part 30" src="http://i.ytimg.com/vi/aFGnaPLWaIs/default.jpg" /></div>
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<p>This is the VOA Special English Technology Report from voaspecialenglish.com | http Children can spend hours a day looking at computer screens and other digital devices. Some eye care professionals say all that screen time has led to an increase in what they call computer vision syndrome.Nathan Bonilla-Warford is an optometrist in Tampa, Florida, with VSP, Vision Service Plan, a big insurance provider. He says, &#8220;I see a lot more children who are coming into the office either because their parents have noticed that they have headaches or red or watery eyes or discomfort, or because their prescription, their near-sightedness, appears to be increasing at a fast rate and they&#8217;re worried.&#8221; Dr. Bonilla-Warford says part of the problem is that children may be more likely than adults to ignore early warning signs. &#8220;Even if their eyes start to feel uncomfortable or they start to get a headache, they&#8217;re less likely to tell their parents, because they don&#8217;t want to have the game or the computer or whatever taken away.&#8221; He says another part of the problem is that people blink less often when they use digital devices. &#8220;The average person who uses a computer or an electronic device blinks about a third as much as we normally do in everyday life.&#8221; So the front part of the eye gets dry. Eye doctors offer suggestions like following what is known as the 20/20/20 rule. &#8220;Every twenty minutes, look away twenty feet or more for at least twenty seconds from whatever device you&#8217;re using.&#8221; Twenty <b>&#8230;</b><br />
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