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	<title>Comments for Insurance Concerns</title>
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	<description>Quotes, News, Questions &#38; Answers</description>
	<lastBuildDate>Sun, 02 May 2010 13:32:15 +0000</lastBuildDate>
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		<title>Comment on 2-Year Extended Warranty for Kindle by Paul Reinstein</title>
		<link>http://insuranceconcerns.com/insurance/2-year-extended-warranty-for-kindle/comment-page-1/#comment-1065</link>
		<dc:creator>Paul Reinstein</dc:creator>
		<pubDate>Sun, 02 May 2010 13:32:15 +0000</pubDate>
		<guid isPermaLink="false">http://insuranceconcerns.com/insurance/2-year-extended-warranty-for-kindle/#comment-1065</guid>
		<description>Do I have already erwÃ¤hnt I kill computers? They do not know as, why or when I insults the computer GÃ¶tter, but I cannot say, fÃ ¼ r a fact, her to you mÃ¶gen me. I fÃ ¼ r mean part my money worth from this GeschÃ¤ft will keep, thus fÃ ¼ r me is that a children&#039;s game. You, on which other side must one ask oneself, have you already bad experiences with computer steered GerÃ¤ten? Here the simple mathematical, if more than about 1 of 4 computers steered GerÃ¤ten have you gehÃ¶rt, is kÃ¶rperlich failed (without SW benÃ¶tigen an update, there, I believe, kÃ¶nnen Kindle do) within the first two years of yours it to possess, then fÃ ¼ r him to go. If not, Ã berspringen ¼. Only around my creds on this state, I remained zurÃ ¼ ck ZÃ¤hlen HW AusfÃ¤lle in 94, bestÃ¤tigt after 50 bestÃ¤tigten AusfÃ¤lle. I getÃ¶tet microwaves, automobiles (my own, letting, farm lease, and I weiÃ  do not borrow cars from friends), Desktops, laptops, Mainframes, cameras, mobile phones, GPSS, PDAs, PC and Macs gleichermaÃ  EN. I am careful, but indiscriminate. The people laugh, if I say in such a way, but after she already one while admits me, but me to go do not leave her into the NÃ¤he everything that her with a computer therein. For the moment my car is in the workshop, a new computer fÃ ¼ r the Ã  bertragung! Go figure.&amp; #13; Rating: 5.3</description>
		<content:encoded><![CDATA[<p>Do I have already erwÃ¤hnt I kill computers? They do not know as, why or when I insults the computer GÃ¶tter, but I cannot say, fÃ ¼ r a fact, her to you mÃ¶gen me. I fÃ ¼ r mean part my money worth from this GeschÃ¤ft will keep, thus fÃ ¼ r me is that a children&#8217;s game. You, on which other side must one question oneself, have you already terrible experiences with computer steered GerÃ¤ten? Here the simple mathematical, if more than about 1 of 4 computers steered GerÃ¤ten have you gehÃ¶rt, is kÃ¶rperlich failed (without SW benÃ¶tigen an update, here, I believe, kÃ¶nnen Kindle do) within the first two years of yours it to possess, then fÃ ¼ r him to go. If not, Ã berspringen ¼. Only around my creds on this disorder, I remained zurÃ ¼ ck ZÃ¤hlen HW AusfÃ¤lle in 94, bestÃ¤tigt after 50 bestÃ¤tigten AusfÃ¤lle. I getÃ¶tet microwaves, automobiles (my own, letting, farm lease, and I weiÃ  do not borrow cars from friends), Desktops, laptops, Mainframes, cameras, mobile phones, GPSS, PDAs, PC and Macs gleichermaÃ  EN. I am careful, but indiscriminate. The people laugh, if I say in such a way, but after she already one while admits me, but me to go do not leave her into the NÃ¤he everything that her with a computer therein. For the following my car is in the workshop, a new computer fÃ ¼ r the Ã  bertragung! Go figure.&amp; #13; Rating: 5.3</p>
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		<title>Comment on 2-Year Extended Warranty for Kindle by Will F. Blackwell</title>
		<link>http://insuranceconcerns.com/insurance/2-year-extended-warranty-for-kindle/comment-page-1/#comment-1064</link>
		<dc:creator>Will F. Blackwell</dc:creator>
		<pubDate>Sun, 02 May 2010 12:12:37 +0000</pubDate>
		<guid isPermaLink="false">http://insuranceconcerns.com/insurance/2-year-extended-warranty-for-kindle/#comment-1064</guid>
		<description>I purchased this for my wife&#039;s kindle.   I was told after i purchased it that it was no good for the kindle that i bought.   Basically thanks for your money.   We have had to call several times just to get the issuse resolved.   I also found out that this warrenty only cover manufacturer probs only.   So if you drop your kindle, you out the money.   Basically, the warrenty does not cover any of the normal or daily issues that a person would use it for. 
Rating: 2 / 5</description>
		<content:encoded><![CDATA[<p>I bought this for my wife&#8217;s kindle.   I was told after i bought it that it was no excellent for the kindle that i bought.   In the end thankfulness for your money.   We have had to call several times just to get the issuse resolved.   I also found out that this warrenty only cover manufacturer probs only.   So if you drop your kindle, you out the money.   In the end, the warrenty does not cover any of the normal or daily issues that a person would use it for.<br />
Rating: 2 / 5</p>
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		<title>Comment on 2-Year Extended Warranty for Kindle by Eric L. Nelson</title>
		<link>http://insuranceconcerns.com/insurance/2-year-extended-warranty-for-kindle/comment-page-1/#comment-1063</link>
		<dc:creator>Eric L. Nelson</dc:creator>
		<pubDate>Sun, 02 May 2010 09:20:46 +0000</pubDate>
		<guid isPermaLink="false">http://insuranceconcerns.com/insurance/2-year-extended-warranty-for-kindle/#comment-1063</guid>
		<description>I purchased tis for my wife for Christmas!  This is a great gift to give anyone! I bought for the reaso it has multiple font sizes, if a book has text to speech it will be like listening to an audio book.   This is great for individuals like my wife who is visually impaired. 

I was able to enlarge the text large enough for her to get back to the physical act of reading, which she missed so much. 

The only small flaw in this, is the keyboard letters would be easier to read if they were in bolder print. 

Other than that it&#039;s great!
Rating: 5 / 5</description>
		<content:encoded><![CDATA[<p>I bought tis for my wife for Christmas!  This is a fantastic gift to give anyone! I bought for the reaso it has multiple font sizes, if a book has text to speech it will be like listening to an audio book.   This is fantastic for individuals like my wife who is visually impaired. </p>
<p>I was able to enlarge the text large enough for her to get back to the physical act of reading, which she missed so much. </p>
<p>The only small flaw in this, is the keyboard letters would be simpler to read if they were in bolder print. </p>
<p>Other than that it&#8217;s fantastic!<br />
Rating: 5 / 5</p>
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		<title>Comment on How can you negotiate with car insurance agency after a wreck if you have no insurance to cover other driver? by mbrcatz17</title>
		<link>http://insuranceconcerns.com/car-insurance/how-can-you-negotiate-with-car-insurance-agency-after-a-wreck-if-you-have-no-insurance-to-cover-other-driver/comment-page-1/#comment-1073</link>
		<dc:creator>mbrcatz17</dc:creator>
		<pubDate>Sun, 02 May 2010 07:47:54 +0000</pubDate>
		<guid isPermaLink="false">http://insuranceconcerns.com/car-insurance/how-can-you-negotiate-with-car-insurance-agency-after-a-wreck-if-you-have-no-insurance-to-cover-other-driver/#comment-1073</guid>
		<description>There&#039;s not much to negotiate.  You owe the other driver, for their damage and bodily injuries, in full.  Period.  That insurance company will take you to court and garnish your wages.  You can&#039;t &quot;sette&quot;, for example, for $.50 on the dollar.    &quot;Settling&quot; will come after they go to court and try to collect.  It might take 4-5 years of them trying to garnish wages unsuccessfully, before they sell the debt off to a collection agency that will be willing to settle.</description>
		<content:encoded><![CDATA[<p>Here&#8217;s not much to negotiate.  You owe the other driver, for their hurt and bodily injuries, in full.  Period.  That insurance companionship will take you to court and garnish your wages.  You can&#8217;t &#8220;sette&#8221;, for example, for $.50 on the dough.    &#8220;Settling&#8221; will come after they go to court and try to collect.  It might take 4-5 years of them tiresome to garnish wages unsuccessfully, before they sell the debt off to a collection agency that will be willing to settle.</p>
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		<title>Comment on How can you negotiate with car insurance agency after a wreck if you have no insurance to cover other driver? by Queen B</title>
		<link>http://insuranceconcerns.com/car-insurance/how-can-you-negotiate-with-car-insurance-agency-after-a-wreck-if-you-have-no-insurance-to-cover-other-driver/comment-page-1/#comment-1072</link>
		<dc:creator>Queen B</dc:creator>
		<pubDate>Sun, 02 May 2010 07:44:53 +0000</pubDate>
		<guid isPermaLink="false">http://insuranceconcerns.com/car-insurance/how-can-you-negotiate-with-car-insurance-agency-after-a-wreck-if-you-have-no-insurance-to-cover-other-driver/#comment-1072</guid>
		<description>what is it you want to negotiate on?  you are at fault, you pay.  one way or the other.  they will turn it into their insurance company and their insurance company will come after you for payment.  pay up!</description>
		<content:encoded><![CDATA[<p>what is it you want to negotiate on?  you are at fault, you pay.  one way or the other.  they will turn it into their insurance companionship and their insurance companionship will come after you for payment.  pay up!</p>
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		<title>Comment on what is the best available dental insurance for a college student needing braces? by Ron</title>
		<link>http://insuranceconcerns.com/dental-insurance/what-is-the-best-available-dental-insurance-for-a-college-student-needing-braces/comment-page-1/#comment-1079</link>
		<dc:creator>Ron</dc:creator>
		<pubDate>Sun, 02 May 2010 07:35:36 +0000</pubDate>
		<guid isPermaLink="false">http://insuranceconcerns.com/dental-insurance/what-is-the-best-available-dental-insurance-for-a-college-student-needing-braces/#comment-1079</guid>
		<description>A dental discount plan may be your best bet for several reasons:

1. Many individual dental plans do not cover orthodontia at all.
2. Dental Plans that do cover orthodontia usually have a cap of $750-$1250 for the entire procedure. Braces cost much more than that amount.
3. Finally you still have the premium to deal with and that can be too much for a 20 year old college student.

Go to www.marronfinancial.com and click on dental plans. you can compare pricing and coverage for both fully insured and discount dental plans. A flat discount for the entire procedure and a much lower premium than insurance may be your answer.</description>
		<content:encoded><![CDATA[<p>A dental money off plot may be your best bet for several reasons:</p>
<p>1. Many individual dental plans do not cover orthodontia at all.<br />
2. Dental Plans that do cover orthodontia usually have a cap of $750-$1250 for the entire procedure. Braces cost much more than that amount.<br />
3. Finally you still have the premium to deal with and that can be too much for a 20 year ancient institution student.</p>
<p>Go to <a href="http://www.marronfinancial.com" rel="nofollow">http://www.marronfinancial.com</a> and click on dental plans. you can compare pricing and coverage for both fully insured and money off dental plans. A flat money off for the entire procedure and a much lower premium than insurance may be your answer.</p>
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		<title>Comment on what is the best available dental insurance for a college student needing braces? by Bill Simms</title>
		<link>http://insuranceconcerns.com/dental-insurance/what-is-the-best-available-dental-insurance-for-a-college-student-needing-braces/comment-page-1/#comment-1078</link>
		<dc:creator>Bill Simms</dc:creator>
		<pubDate>Sun, 02 May 2010 07:04:48 +0000</pubDate>
		<guid isPermaLink="false">http://insuranceconcerns.com/dental-insurance/what-is-the-best-available-dental-insurance-for-a-college-student-needing-braces/#comment-1078</guid>
		<description>With Dental Insurance for College Students there are usually waiting periods. Many times, dental braces are not included in the coverage on dental insurance plans.

With Dental Discount Plans you can receive up to 25% off orthodomtic braces with an Othodontist and 50% off with a General Dentist that does the braces. 

Check out the sites below. you can find providers and check the fees for dental braces in your locality.</description>
		<content:encoded><![CDATA[<p>With Dental Insurance for Institution Students here are usually waiting periods. Many times, dental braces are not included in the coverage on dental insurance plans.</p>
<p>With Dental Money off Plans you can receive up to 25% off orthodomtic braces with an Othodontist and 50% off with a General Dentist that does the braces. </p>
<p>Check out the sites below. you can find providers and check the fees for dental braces in your locality.</p>
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		<title>Comment on what is the best available dental insurance for a college student needing braces? by Brad</title>
		<link>http://insuranceconcerns.com/dental-insurance/what-is-the-best-available-dental-insurance-for-a-college-student-needing-braces/comment-page-1/#comment-1077</link>
		<dc:creator>Brad</dc:creator>
		<pubDate>Sun, 02 May 2010 06:56:58 +0000</pubDate>
		<guid isPermaLink="false">http://insuranceconcerns.com/dental-insurance/what-is-the-best-available-dental-insurance-for-a-college-student-needing-braces/#comment-1077</guid>
		<description>healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.</description>
		<content:encoded><![CDATA[<p>healthplans.my-age.net &#8211; my family tree have this health insurance. It is affordable and has excellent coverage for dental issues.</p>
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		<title>Comment on 2-Year Extended Warranty for Kindle by Joseph H. Day</title>
		<link>http://insuranceconcerns.com/insurance/2-year-extended-warranty-for-kindle/comment-page-1/#comment-1062</link>
		<dc:creator>Joseph H. Day</dc:creator>
		<pubDate>Sun, 02 May 2010 06:54:47 +0000</pubDate>
		<guid isPermaLink="false">http://insuranceconcerns.com/insurance/2-year-extended-warranty-for-kindle/#comment-1062</guid>
		<description>The &quot;2yr Extended Warranty&quot; is, in reality, only a &quot;One-year Extended Warranty&quot;, correct?  Why not label it as such?

I am surprised that Amazon would engage in such a misleading description of its product. 
Rating: 1 / 5</description>
		<content:encoded><![CDATA[<p>The &#8220;2yr Extended Warranty&#8221; is, in reality, only a &#8220;One-year Extended Warranty&#8221;, right?  Why not mark it as such?</p>
<p>I am surprised that Amazon would engage in such a misleading description of its product.<br />
Rating: 1 / 5</p>
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		<title>Comment on How can you negotiate with car insurance agency after a wreck if you have no insurance to cover other driver? by MSAD</title>
		<link>http://insuranceconcerns.com/car-insurance/how-can-you-negotiate-with-car-insurance-agency-after-a-wreck-if-you-have-no-insurance-to-cover-other-driver/comment-page-1/#comment-1071</link>
		<dc:creator>MSAD</dc:creator>
		<pubDate>Sun, 02 May 2010 06:49:17 +0000</pubDate>
		<guid isPermaLink="false">http://insuranceconcerns.com/car-insurance/how-can-you-negotiate-with-car-insurance-agency-after-a-wreck-if-you-have-no-insurance-to-cover-other-driver/#comment-1071</guid>
		<description>If you caused an accident and had no insurance - the other driver will be able to file an uninsured motorist claim. Their insurance company will pay for all the things yours would have (if you have insurance).

Then the other driver&#039;s insurance company will turn the matter over to their subrogation department. The Subrogation department will contact you about paying them back. Do not ignore them - they can have your drivers license suspended, sue you or turn you over to collections. 

However, the subrogation department will be willing to set up an interest free payment plan for you to repay them for all they paid their driver. Most likely they will want at least $100 per month - until the debt is paid in full. If you miss payments - they suspend your license, sue you or turn you over to collections. 

The other thing you can do - is see if the subro dept will accept a lesser lump sum. For example: you owe them $10,000 - they may be willing to take 7,000 if you pay it as a lump sum. They would rather get a little less all at once - than collect the full $10,000 - 100 dollars at a time. 

Can you dispute the amount they want? No - not really. They paid it - you owe it. 

** not legal advice **</description>
		<content:encoded><![CDATA[<p>If you caused an accident and had no insurance &#8211; the other driver will be able to file an uninsured motorist claim. Their insurance companionship will pay for all the equipment yours would have (if you have insurance).</p>
<p>Then the other driver&#8217;s insurance companionship will turn the matter over to their subrogation department. The Subrogation department will contact you about paying them back. Do not ignore them &#8211; they can have your drivers license suspended, sue you or turn you over to collections. </p>
<p>But, the subrogation department will be willing to set up an interest free payment plot for you to repay them for all they paid their driver. Most likely they will want at least $100 per month &#8211; until the debt is paid in full. If you miss payments &#8211; they suspend your license, sue you or turn you over to collections. </p>
<p>The other thing you can do &#8211; is see if the subro dept will accept a lesser lump sum. For example: you owe them $10,000 &#8211; they may be willing to take 7,000 if you pay it as a lump sum. They would rather get a small less all at once &#8211; than collect the full $10,000 &#8211; 100 dollars at a time. </p>
<p>Can you dispute the amount they want? No &#8211; not really. They paid it &#8211; you owe it. </p>
<p>** not legal advice **</p>
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