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Life Insurance's Articles

Whackhead sells Life Insurance

Posted by in Saturday, January 14th 2012

Whackhead Darren Simpson takes it upon himself to sell life insurance with a man who hates telemarketers…

Ask USAA: What is a good age to begin a life insurance plan?

You wouldn’t go out and buy auto insurance if you didn’t own a car; you wouldn’t buy homeowner’s insurance if you didn’t have a house. Life insurance is a little different. Scott Halliwell gives you some tips on what to consider.
Video Rating: 5 / 5

Life Insurance

Posted by in Friday, January 13th 2012

A messed up Life Insurance commercial
Video Rating: 5 / 5

# video crime 2011 0 aug19 owned/copyrihts=cnn.com and their affiliates this is for our viewing pleasure only.
Video Rating: 0 / 5

Where can I learn about life insurance for estate planning online?

Posted by in Friday, January 13th 2012

Question by sam: Where can I learn about life insurance for estate planning online?
Where can I learn about life insurance for estate planning online? I would consider both for a fee and for free. I am not interested in earning any sort of a degree or license.

Best answer:

Answer by Insurance Pickle.com
People buy life insurance, usually in trust so it doesn’t also get included in the estate, in order to pay estate taxes. That’s about 97% of what you need to know. Outside of that you just need to look around for the specific information you’re looking for.

What do you think? Answer below!

Fruit Fly Q&A – Q10: Can you tell us a little about your mating rituals?

Posted by in Friday, January 13th 2012

A behind-the-scenes exclusive! Frank and Fran Fruit Fly—the new YouTube power couple—open up about more than just life insurance. Find out what they are really like (and even how they met)! View them all at: www.insureyourlove.org

What is the different between pension saving and life insurance?

Posted by in Friday, January 13th 2012

Question by nothing ventured ,nothing gained: What is the different between pension saving and life insurance?
i plan to buy for my personal insurance but i have no idea which one i should go for. Is that everyone of us need to have saving insurance to make life be protected?

My friend suggested me to go for the pension plan , but some of them they not agree why should i go for any insurance saving.
I have a confusion now.

Best answer:

Answer by rookie
Insurance is generally used as a risk reduction tool. Life insurance is generally used to ensure that you meet your responsibilities to other people. If you have someone that depends on you to live, like a child, an old parent, you need insurance. If something happens to you, they will have some money for them to use. There are other ways insurance could be used. If you want a high return, insurance is not the way to go. Some suggests that getting “term” insurance and investing the difference.

Pension plans are used to plan for your retirement. The money that you put here will generally have a higher return and you should be able to use it when you are already retired. This should replace your current income when you will not be working any longer.

For a more detailed explanation, you can go to several financial planners to let them explain the difference. Don’t be ever pressured to buy from financial salespeople. There are also many information on the internet that are available you just have to read them and put in a little time.

Give your answer to this question below!

ING Tutorial – What is life insurance and why do I need it?

Posted by in Thursday, January 12th 2012

Everyone has questions about money. What’s yours? Check bit.ly

Can life insurance be forced to go to pay debts if there are named be beneficiaries?

Posted by in Thursday, January 12th 2012

Question by Jennifer J: Can life insurance be forced to go to pay debts if there are named be beneficiaries?
My dad passed away in Nov. He had named beneficiaries on his life insurance at work. He has way more debt than assets, he will have a negative estate. Creditors are threatening that we should use the life insurance to pay the balances…are these just tactics they use? Should we be concerned that the money can somehow be taken? We live in Wisconsin. Thanks!

Best answer:

Answer by Steve I
Typically life insurance proceeds pass outside of the estate. You should not have to use that money to settle his debts.

Know better? Leave your own answer in the comments!

Fruit Fly Q&A – Q11: What is your favorite fruit?

Posted by in Thursday, January 12th 2012

A behind-the-scenes exclusive! Frank and Fran Fruit Fly—the new YouTube power couple—open up about more than just life insurance. Find out what they are really like (and even how they met)!
Video Rating: 0 / 5

A behind-the-scenes exclusive! Frank and Fran Fruit Fly—the new YouTube power couple—open up about more than just life insurance. Find out what they are really like (and even how they met)!
Video Rating: 0 / 5

How do you obtain life insurance with a red flag on your MIB?

Posted by in Wednesday, January 11th 2012

Question by : How do you obtain life insurance with a red flag on your MIB?
If you apply for life insurance and application is rejected due to an illness reported on your MIB, how do you obtain life insurance?

Best answer:

Answer by car253
You can’t. All companies check with MIB. Pre-pay on funeral expenses and invest your money in something that will help it to grow.

Some companies will accept you with an illness and just charge extra for it. It depends on what the illness is. Sorry, I don’t have better news. So, try the suggestions I mentioned.

Good Luck. And, please post again if you have more questions or add/or edit your question.

Add your own answer in the comments!

What is the most life insruance you can get? Can you get like a million dollar life insurance?

Posted by in Wednesday, January 11th 2012

Question by : What is the most life insruance you can get? Can you get like a million dollar life insurance?
I seen a commerical and it made me wonder. What is the max life insurance you can get? Can you get multiple life insurances at their max and your family get them all if something happens to you?

And on life insruance, does it cover like getting old and dieing? Or like freak deaths or what?

Best answer:

Answer by Huntsman
I’ve also seen shows where an investigation is run when a poorer person has that kind of life insurance. An insurance company will let you have as much insurance as your heart desires.
They just pay out if you DIE due to natural causes or an accident

Give your answer to this question below!