The “Mayhem is Coming” campaign of commercials from Allstate Insurance, starring Dean Winters. Two commercials in one, with “Key” and “Deer.”
Video Rating: 4 / 5

So imagine a Cat Fight between Erin Esurance (that girl in those Esurance commercials with the pink hair) and Faith Connors…who would win? xD I say that because all of the cutscenes in this game look EXACTLY like an Esurance commercial….just thought I put it out there in a humorous fashion. xD And don’t worry…you won’t see these bad jokes anymore after this one…unless you really think they’re that funny. Anyway, this isofficially the first set of many promising gameplay videos I am planning to do, and perhaps make them into a series, starting off with another all-time favorite: Mirror’s Edge. ***Please do keep in mind that all of my gameplay footage from now on will contain spoilers (if any)!*** So finally, we get to find out who’s behind the mask. As you would already expect, it’s our dear Cel, who’s just too scared to be skinned by Icarus, and decides to eliminate Faith (as well as anyone else involved as a Runner) in order to save her own skin…now that’s cold. Too bad she screams “Epic Fail”. As usual. I will try to bring you gameplay footage at its highest quality possible. Footage here has been encoded using Sony Vegas 7.0 rendered on 1280×720 30p, all at BEST settings using wmv 9 encoding. (c) EA 2008 Digital Illusions CE AB, All rights reserved. All trademarks are the property of their respective owners. (c) Esurance Inc. 2009, All rights reserved. This video was not in any way, shape, or form endorsed or sponsored by Esurance, and the logo usage should …
Video Rating: 4 / 5

Watch more at www.theyoungturks.com
Video Rating: 4 / 5

Question by labaker75: At what amount do insurance companies and hospitals consider a bill a medical catastrophy?
Within the last 3 months my husband has had two brain surgeries and his thyroid removed…all cancer. We recieved treatment for each, all involving hospital stays, labs, specialists. The bills are literally over $ 500,000 and we are still recieving new ones daily. At what amount do insurance companies and hospitals consider a bill a medical catastrophy and charge these off?

Best answer:

Answer by Lori S
Do you mean a catastropic illness? This type of coverage is usually issued to the 50-65 yr age group and has a higher deductible and co-ins or out of pocket to the insured. Your insurance doesn’t “charge off”. They pay according to the benefits you purchased. Most group policies have a maximum benefit of $ 1 mil. This max is based on what they pay out and not what is actually billed. Most insurances pay a contracted rate to the providers and write off the difference less your deductible and co-pay amounts. If you use a “non-contracted provider” you may be liable for more out of pocket expenses because the insurance benefits paid are less. You will need to read your policy to see how your insurance is written. Explanations of Benefits should also give you info on how providers are being paid. If you have questions, sk your agent or HR dept.

Additionally, if you are having trouble paying your portion, check with your local Health Services Dept to see if you qualify for assistance. Sometimes, hospitals have assistance programs as well.

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Question by stung4ever: If insurance companies are evil entities just waiting to take our money and run, why the individual mandate?
Are Democrats in the pockets of the insurance companies, or are they just fear mongering like they claim Republicans are?

Best answer:

Answer by avail_skillz
ok So your solution to 50-75 million uninsured Americans, and a bloated wastful program that doesn’t cover nearly what it could, is whining about Democrats?

[Sarcasm]Wow Thanks for all your help making America stronger. [/end sarcasm]

Know better? Leave your own answer in the comments!

storyofcitizensunited.org —- Season Two launches on March 1st with The Story of Citizens United v. FEC, an exploration of the inordinate power that corporations exercise in our democracy. And, for all you fact checker out there, http

Question by stung4ever: If insurance companies are evil entities just waiting to take our money and run, why the individual mandate?
Are Democrats in the pockets of the insurance companies, or are they just fear mongering to push their agenda like they claim Republicans are?

Best answer:

Answer by Obastro
It’s laughable.

They create their health care plan, just like they did S.S., yet make us offer it? That’s like making business offer a S.S. plan to employees.

We pay into S.S. less than 1/5 of what this will cost us, but business doesn’t offer a Social Security benefit.

NO one can afford to do it. It’s another way to force enrollment in their plan.

Still think you have choices in this country? Think again.

We already plan to eliminate our entire workforce. I will make LESS money by keeping them and paying for this plan, than if I run my business as a sole proprietor.

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Learn the basics about disability insurance in a flash. Hear from a one of the nation’s top insurance advisors who will explain why disability insurance is so important, help demystify the disability insurance process and quickly provide you with a good understanding of important insurance terms and concepts. www.lifehappens.org
Video Rating: 4 / 5

Question by : Do life insurance companies check your medical records after you die?
Let’s say that you get life insurance and claim to be a non-smoker. Then let’s say that you start smoking or resume smoking. Assuming that your medical records show that you smoked, will most life insurance companies check your records, see that you smoked, and then cancel your benefit?

Best answer:

Answer by mar c
some yes,some no….you would have to actually read the 15-20 page document…..

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Question by Anil G: What is the guarantee for the survival of insurance companies for the next 20 years?
I want to take a term/life insurance in a pvt insurance company like ICICI. My doubt is …will these insurance companies will be on going concern for the next 20 years? What is the guarantee for my amount? Otherwise, is it better to take a policy in LIC or SBI?

Best answer:

Answer by gardenoflia
Buy from a company that has a high rating. I don’t know ICICI, but most large companies will continue to prevail. Everyone needs insurance. Make sure whichever company you choose has a good reputation as to pay-outs. And does not make most of its money off hinkey things like Accidental Death and Dismemberment Insurance, or Whole Life, Variable Universal Life, etc.

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Question by Alex: Where is the conservative movement to have insurance companies stop paying for Viagra and vasectomies?
The cons REALLY want to prevent insurance companies from covering women’s health, but I haven’t heard any cons complain about them covering men’s sexual health issues. Why is that?

Best answer:

Answer by Corrine
Do you understand the difference in the need for medical treatment and a recreational activity?

Perhaps you’d like us to pay for your bike helmet, bungee cords, skateboarding pads and other protective gear while you’re out enjoying yourself?

Actually, Krista, Viagra was put on the market for pulmonary arterial hypertension, and Cialis for enlarged prostates. Futher, many insurance companies DO NOT cover vasectomies, nor Viagra or Cialis for erectile disfunction.

What do you think? Answer below!