This is a clip from the video deposition of an expert witness frequently used by insurance companies.

Question by doesntexist: How are insurance companies and the Pentagon reacting to the impact of global warming?
I would appreciate if anyone at all could lead me to articles, sites, etc. that would provide information on the following question: How are insurance companies and the Pentagon reacting to the impact of global warming?
If a source is not available, then a good explanation will also be much appreciated.

Best answer:

Answer by grizzbr1
Lots more ads for flood insurance. Soon they won’t offer it at all. They will determine by where you live whether or not you are a high risk. There aren’t many places left that aren’t.

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Question by Jeff B: How do insurance companies figure the amount they will pay you for a totaled vehicle?
How do insurance companies decide what to pay for a vehicle that has been in an accident and totaled out.Do they use a guide like Kelly Blue Book? Retail, wholesale or trade in values?

Best answer:

Answer by Badmamajama
They use a different system but will try to give you as little as possible.Dont allow that.Demand KBB value.

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Question by Mother to 1 hopefully 2: How do insurance companies get the value of a totaled car?
My 2000 camaro was hit the other night. They think it might be a total lose because of the frame being bent. I wanted to know if insurance companies used the Kelly blue book value or the NADA Value for the check they give you. If any knows how much he could get that would help to.

Best answer:

Answer by Vipassana
“I wanted to know if insurance companies used the Kelly blue book value or the NADA Value”

Why would they?

Both of those sites clearly state that they are ONLY GUIDES and not to be used as a set in stone evaluation of the value of your vehicle.

For a 2000 Camaro, expect only around $ 2000-3000. In the future, all you have to do is ask your insurance company what the insured value of your car is. Not that hard to find out.

Know better? Leave your own answer in the comments!

Question by Warren T: Who should I believe, the liberals or the insurance companies?
I don’t know who to believe here. I don’t know what the true rate of return is for insurance companies. This is important to know. If the liberals are right and insurance companies have a high rate of return they will be able to handle the increase in costs of insuring high risk people but if not and then they will have no choice but to pass those costs onto their consumers. The insurance companies figured that if young people who are healthy are required to carry health insurance the premiums that they pay will cover the costs of the high risk people.

Best answer:

Answer by Obamavenger
You will believe who you already darn well please. Answers here aren’t going to make a bit of difference.

What do you think? Answer below!

Question by : What are good insurance companies for male learner drivers?
We are starting to think about a car and insurance for our son who is 17 shortly. Have you any advice on types of car and how the insurance system works, is it better for him to insure himself or for to do it through his father, and which companies are the best.
Thanks

Best answer:

Answer by pedro b
Your son will only need the insurance once he has past his test, If you or your husband is teaching him (not the best idea) you do that on your insurance or the driving school that he learns with.
It will work out cheaper in the end if he starts his own insurance from the day he gets his fist car

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Question by zugurudumba: What if insurance companies have no money to indemnify in case of a disaster?
After the disaster in Japan, I read somewhere that the insurance companies have to pay somewhere between 14 to 33 billion dollars to Japanese citizens.

I’m sure they’ll cough up the money, but I’m curious, what happens when an insurance company has not enough money to pay? Are there some rules and regulations in place so that the companies can’t insure more than they can afford to pay?

Best answer:

Answer by plain ol’ bill
They would be shut down long before that by regulators.

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Question by Jimbo: What will happen if insurance companies are allowed to sell health insurance across state lines?
My friend said that all the insurance companies would just move to South Dakota, because that is the state with the weakest consumer protection laws, and then they could sell insurance nationwide and ignore the laws of the other 49 states.

How true is that?

Best answer:

Answer by UNITED PLANKTON
obamas much talked about,but never done,…choice and competition….

people speak honestly with their money…if given a choice they will ALWAYS make the best decision

What do you think? Answer below!

Question by Jimbo: What if health insurance companies were allowed to sell across state lines?
My friend who is an MBA said that if this were implemented, all the insurance companies would just move to South Dakota, because they have the weakest laws, and then they would be able to sell insurance to everyone and ignore all the other states’ laws. Is that true?

Best answer:

Answer by Lois Griffin
That would be a very good thing because it can enable people to buy insurance at a cheaper price from other states.

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Learn the basic principles of President Obama’s health insurance reform plan as presented to Congress on September 9, 2009.
Video Rating: 4 / 5