This is a 6 minute sample video taken from our 11 hour Life & Health Insurance online video course which is offered for only . Check our site at www.testeachersonline.com for more information.

In 1971, President Nixon proposed a national health insurance plan built on heavily employer private coverage. Senator Ted Kennedy proposed what would today be called a single-payer plan. In 1974, the debate had morphed into Nixon vs. Kennedy-Mills vs. Organized labor. Despite the prediction in the second clip shown, the result was stalemate rather than passage in 1974 or 1975.

OVER 100MORE examples of Fox News Bias at www.youtube.com Even Fox News recognizes the big gap between the opinions of Republicans and the opinions of Democrats when it comes to President Barack Obama’s attempt to get health care insurance reform, particularly when it comes to the “public option” or, as Fox News calls it, the “government run aspect,” but Fox News may actually have significant responsibility for this Republican opinion gap as I show in this video You can find the full text of HR 3200, the health care bill passed in the the US House of Representatives, to which I refer in this video at thomas.loc.gov The two clips of Fox News pollster Frank Luntz and his focus group feedback graphs come from Fox News’ August 19, 2009, broadcast of “America’s Newsroom” which I have not been able to find online. You can see more of MSNBC’s August 18, 2009, broadcast of “The Rachel Maddow Show” from which I took two short clips from my video on YouTube at www.youtube.com The two clips of Steve Doocy and Gretchen Carlson come from Fox News’ August 18, 2009, broadcast of “Fox and Friends” which I have not been able to find online. And, finally, as always, you can find DOZENS and DOZENS more examples of Fox News bias on my Fox News bias playlist on YouTube at www.youtube.com

Question by wooper: How are you paying for health insurance if you are one of the millions recently laid off?
I know COBRA is available for many, but it is very expensive to keep up and runs only for a limited period. Questions like this have been asked before and those against governement supported health care just accused those who didn’t have health insurance as lazy losers. But with the economy crashing, the scenario has changed. If you aren’t employed anymore and have no income and little savings, what are you doing for health insurance?
TAT…I left my job and my COBRA payment was $ 1,200 a month for me and my family. When you are unemployed, that is a LOT of money and not “reasonable” as you describe it. Many don’t have enough money for rent and food, much less that kind of money.

Best answer:

Answer by TAT
There are many things that are expensive. COBRA is reasonable. If insurance is important to someone they need to make that sacrifice. I guess we should be paying for their food and homes. Those are expensive and a necessity. Where does it stop?

Bad things happen. That is life. Hard times come and tough decisions have to be made. That still does not make it anyone else’s reponsibility to care for you. And you need to talk to COBRA again. That figure, according to the guy I just spoke to , seems inflated.

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Tell five friends they should be with us in 2012: my.barackobama.com “The thing about health is that while you have it you don’t think about it–you don’t have to. But when you don’t have it anymore it becomes the only thing that matters.” Emily is not your typical college student. Driven, smart, and funny, nothing could delay her from achieving her goals. Then one week during Emily’s freshmen year she contracted a fever. The fever peaked from 105 to 106 degrees, finally breaking after six days. Still not feeling fully recovered, Emily and her family decided to see a doctor. After numerous doctors and in Emily’s words, “a constellation of symptoms,” Emily was diagnosed with Behcet’s disease. Emily conquered the disease that would have her bedridden for weeks. Emily, now twenty-one years old, is ready for her next battle; dedicating the rest of her career to health policy. She wants to make sure that every dollar spent on insurance goes farther and cares for more people. A new CDC report shows that 2.5 million young people have access to health care through the Affordable Care Act that they wouldn’t have had otherwise. The previous estimate was one million. Emily goes on to say: “I’m the person that’s going to need that insurance in two and a half years when I graduate. I don’t have to worry about having a pre-existing condition and being denied from billions of insurance plans.” Help spread the word: Reach out to five folks who are affected by this reform and ask them to …

Question by AA: How can I get health insurance for my parents?
My parents are in their early 50′s, and do not have health insurance. They are struggling with money, so paying for health insurance is the last thing on their minds.

Can I purchase health insurance for them? I have never purchased insurance before (I have always received it through employers).

Some facts:
› We live in NJ
› They own their own small business
› They are NOT my dependents
› They are in good shape – no pre-existing medical problems

Any advice or point in the right direction is appreciated!

Best answer:

Answer by DW
Your parents raised you right! Yes you can pay for there insurance. You can contact an insurance broker or you can contact the insurance company. Beware of companies to be claiming to be health insurance company’s. They can rip you off. Google them and see what kind of Company they really are. Go with companies you are familiar with.

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Question by 25: What health insurance would offer the best coverage for rhinoplasty/septoplasty?
I’m having rhinoplasty. Health insurance should cover some of it since I’m going to correct a deviated septum for breathing problems. Anyone know what health insurance plan/s provides the most coverage for this procedure. I live in southern CA. Thanks.

Best answer:

Answer by Don
If the procedure is medically necessary, it should be covered as would any other illness or injury. If it is only for cosmetic reasons, it won’t be covered. Ask your doctor if (s)he can help you sell it as medically necessary. Then call your insurance company and ask for a pre-approval of the procedure.
Good luck
Don

http://mtnhealthinsurance.com

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What do you do if your children are too stupid for normal health insurance? Stupid Children Supplemental Health Insurance.

Question by John: Will my health insurance still be covered if i start college a little late ?
I’m an 19 year old male who recently registered for college late, all of the classes for right now are taken up so they told me to enroll for the spring semister, will i still be able to be covered for health insurance under my parents ?? My parents said that i must go to school in order for my insurance to still be covered. Will my health insurance still be covered ???

Best answer:

Answer by short and to the point
no, it will not

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Question by ♫♪~♥ ME ♥~♪♫: What happens with your health insurance while your on maternity leave?
Since I won’t be getting my paycheck while I’m on maternity leave, what will happen with my health insurance? My employer pays most of it, but they still take about $ 100 a week out of my check for what I have to pay. If I’m not getting a paycheck while I’m on leave, how will my insurance be paid? I have short term disability that I pay into voluntarily every week, so that’s what I’ll be living off of while I’m out, which isn’t really much. How will the insurance get paid?

Best answer:

Answer by Freddy Fuhktarred
You still have to pay your insurance, even when you are out on FMLA. Most likely, the money will be deducted from your first paycheck when you get back. You might talk to HR and see if they can spread it out over a few checks, they might do this for you.

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Question by : How much will health insurance take out from hospital bill?
I just got out of the hospital and my bill is reprtedly around $ 2400 US dollars. WITHOUT HEALTH INSURANCE. Now the thing I do have health insurance I just havn’t given it to them yet.

How much would health insurance exactly take out? I have Blue Cross and it covers my family. My family has NEVER gotten into injuries so this would be one of the few ones we will ever have. Thanks. And also we have been paying them for many many years.

Best answer:

Answer by Zarnev
There is something very strange about somebody who would go into the hospital without giving their insurance information. This is the first question that medical providers ask. What did you tell them?

To answer your question – nobody here will know because nobody here knows which of the hundreds of different Blue Cross plans you have. In general, having the insurance will result in the hospital repricing the charges so you can subtract 30 – 50% which would put the bill at $ 1200 to $ 1500. You will then subtract your deductible if it has not yet been met this year. You will then multiply the result by your co-insurance.

What do you think? Answer below!