Question by : What type of health insurance is the best?
I have twin baby boys & I am a single 20 year old mother. Never been married, non smoker. I am also a college student. I am looking for health insurance plans for my family. I need cheap, yet good. I really want to stay away from government help so I would like to keep Medicaid out of it. I also do not know where to start even beginning to look for insurance. Help?

Best answer:

Answer by StephenWeinstein
You need to start by looking in the state where you currently live. Other than government programs, there are no health insurance plans that are available nationwide. You need one that you get where you live, unless you are willing to move. It does not matter which type is best, if that type is available only in one of the 49 states where you do not live. The best for you is usually whichever you can get without moving.

I do not have the time to list the best types for all 50 states. And there are over 50 different plans that are each best somewhere. If you want to know which is best where you live, then ask again and say where you live (state and ZIP code only, no street address).

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Snotty doctor health insurance commercial. Funny little girl.
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Question by Wheep Wheep Piggy Feet: What are the requirements for purchasing travel health insurance?
I’m not asking for myself, but on behalf of someone else.

Is it true that, in order to purchase travel health insurance, you must already have health insurance?

What is the best way to get affordable travel health insurance?

Please no rude or mean answers… I appreciate any constructive advice that you can give. Thanks!

Best answer:

Answer by Jim Mullins
You pay the fee and you get the insurance

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Question by This Is Not My Real Name: Why was my health insurance terminated when I am 20 and fulltime college student?
I am a dependant on my mother’s health insurance from her employer. Recently I was sent a mail requesting a proof of enrollment to show that I am indeed a full-time student. I put in a proof of enrollment that I am taking the 12 units in college, plus I also sent a copy of my schedule for this semester.

Today I get a letter saying that my insurance has been terminated and I am no longer eligible because of my age.

I thought full time students who are 21 and under can still be placed as a dependant? Is there a chance they just didnt receive my mail? If thats so, then why didnt they state that they didnt receive the required proof of enrollment instead of terminating me for my age?

I want to call them but they are closed for the weekend, so any advice from you guys so I know what I am saying when im on the phone with them would be helpful.
Btw it is not grades, I have a 3.5 gpa.
All those telling me to call them up is useless since I already plan to, what I need is any advice on what to say when I do call them on monday, since they are closed for the weekend.

Best answer:

Answer by dingydarla
Maybe for grades???

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Question by Im xray: How does the French health insurance system work ?
Ok so im still writing this essay on how the health systems in france. However I do not understand how their health insurance works. So could someone explain it simply please. I understand that most of their Health expenses is covered by the state- but that is all i get.

Best answer:

Answer by NYMod.
look up socialized medicine or universal health care…

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Question by jenius: How has linking health insurance to employment had an impact on ordinary Americans?
I mean besides worrying that if the company you work for goes bankrupt there goes your health insurance and the COBRA extension; Also, wouldn’t it be amazing if you could work the job you *want* rather than the one that offers the best benefits. Why do we still have this system as it limits self employment, small business growth and creates “job lock”? Ever tried buying insurance independently outside of an office pool with two pre-existing conditions? Even if you cut back on absolutely everything, it’s still unaffordable.

Best answer:

Answer by Susie T
1) It means that most working Americans (fulltime) do have health insurance through their companies.

2) It means that most Americans have absolutely no idea as to how much their health insurance REALLY costs: about $ 12,500-13,000/year for family coverage.

I am with you, we are on COBRA and spend 25% of our income on health insurance. next year we will be uninsurable because my husband has had prostate cancer–not exactly his fault.

My feeling is we will never have universal health coverage until ALL Americans understand how much health insurance really costs by having to pay for it themselves rather than getting it at a reduced cost thru their employers.

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In which John, who is kind of a fiscal conservative, uses the example of Hank to show how the current American health care system disincentivizes economic growth and entrepreneurship and argues that a public insurance option (even like the hodgepodge one in Montana) does not result in public bankruptcy but a more efficient and productive economy. Our community lives at www.nerdfighters.com

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www.e-health-insurance.us — Want You Can Do with Mental Health Software Caring for people with mental health problems is certainly not the same as caring for those with physical illnesses. Patients commonly rely on doctors of their records of progress or typical trends since the patients are surely not able to interpret the data collected by their doctor. Today, managing mental health data can be done through mental health software which can be used by patients themselves. This software is truly beneficial for the patients inasmuch as they can now monitor the state of their emotion easily. As with research statistics, this mental health software is specifically useful in facilitating such research tests as T-tests, analysis of variance, and multiple regressions. Further, the software is also useful for technical operations during the practice. Making a doctor’s job a lot easier, mental health software can also help doctors put their electronic signature for the purposes of prescribing medications electronically which surely saves both the doctor and patient’s time, and at the same time reduces the error possibilities. All in all, the use of the software is abundant for doctors and patients. From now on, the monitoring of the patient’s emotional state can also be done by the patient himself. The patient can even monitor the source of the emotion through this software. To learn more about mental health software, please visit our website: www.e-health-insurance.us
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Question by Dane C: How can I get health insurance for myself and family and pay for it as business expense without employees?
I’m a successful part time entrepreneur in California, but I maintain my day job because of the group health insurance they offer. I’d like to cut the apron string and go out completely on my own, but the insurance situation holds these plans hostage.

I don’t want to buy private health insurance, I would like to structure my one man business so that I can easily purchase group health insurance for myself and family. I’d like to purchase group insurance as opposed to private insurance so that I don’t have to deal with preexisting conditions and riders, etc. Since I’m still a sole proprietor, I have plenty of leeway in regards to business structure, and I’m willing to change whatever is necessary to get the best deal possible.

How can I get health insurance for myself and family and pay for it as business expense without employees?

Best answer:

Answer by bic
you can’t legally.

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