Question by remember me?: Why is good dental insurance so hard to find?
Dental care is SO expensive, the insurance is terrible, does not cover anything. Why is this? Why cant it be included in health insurance?

Best answer:

Answer by nancy s
Good question and one that is asked everyday by millions of people. Dentistry is something that everyone needs. The insurance companies don’t want to have to pay out any money for any claims. If you go to the dentist, have a cleaning, xrays, exam……a claim is produced…..cha ching…$ $ $ Money has to be paid out. Some people never have health problems, or very few….not many claims issued. Get what I’m saying. They will always have to pay money for dentistry because it is used more often than medical health plans are. Its all about them keeping the money and you paying them for the privilege of having security.

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Question by Laura L: What is the best discount dental insurance available?
I recently found out I have to get a root canal and I don’t have any dental insurance – I need help!

Best answer:

Answer by emmalue
Dental discount plans are not usually worth the cost. Finding a dentist who will accept a fraction of regular fees if they are able to fill appointments will full-fee patients might be difficult. In fact, many people have found that NO dentists in their area (at least, not dentists they would WANT to visit) accept the discount plan.

The State of Montana sued one of the main plans, Ameriplan, for insurance fraud and won. Please investigate carefully before giving personal information to internet-based plans.

Ask your dentist about financing plans through such companies as Care Credit or Dental Fee Plan. You’d be much safer!

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Question by Jenn N Kentucky: With PPO dental insurance will I have to pay upfront for some fillings tommorow?
We have no deductible and they pay 75% of almost everything except exam they pay 95%. Its the first time we have had dental insurance worth using and the receptionist didnt say anything today when I made the appointment. Any ideas helpful, if not I will find out in the morning.

Best answer:

Answer by spongebobrogers
You will probably have to pay your 25% of whatever they do the same day.

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Question by Shireen: What dental insurance will let me choose my dentist?
Hi there, I’m a 23 y/o full time student in California and I will very soon need some dental work done, including in the future, some cosmetic dentistry. I need affordable dental insurance that will allow me to choose my dentist. I asked my dentist which she accepts, and she told me any insurance plan in which I can choose freely my dentist.

Thanks in advance!

Best answer:

Answer by Sher
Most insurance providers have a list of preferred dentists. You will be allowed to pick from any of the preferred dentists. Stick with a major dental insurance provider so you have more choices. I don’t know if you will find any dental – affordable – dental insurance that covers cosmetic procedures (veneers, whitening, etc.).

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Question by : Is there a dental insurance college students can go on?
I am a college student without insurance. My college doesn’t offer any type of insurance for their students, and my parents do not have dental insurance either, but I was wondering if there is a low cost dental insurance I could go on.

Best answer:

Answer by ricardo9505
here’s a start:

http://www.consumerbenefits.net/

http://www.ehow.com/video_4757094_dental-insurance-college-students.html

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Dental Assisting Digest editor Kevin Henry sits down with insurance expert Christine Taxin to talk about the changes coming to dental insurance in 2011.

Question by Proud Momma: Where can I get the best individual dental insurance?
I need to purchase my own dental insurance. Who offers the best bang for the buck?
Thanks. I looked at ameritas, but it looks like it may just be through a group plan. I didn’t see anything about offerings for individual.

Best answer:

Answer by Insurance Pickle.com
Do a google search for Ameritas Dental Insurance. Generally I’d say there is no best for certain plans, but in the case of individual dental insurance the Ameritas plan is the best. I also have some comparisons on my site if you need more information.

It depends on where you live but it’s about $ 30 (give or take $ 10 or so) for $ 1500 a year of benefit, plus vision benefits on some plans. PLUS with the PPO insurance plan you still get the discounts that a discount plan would provide.

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Question by : How much would zero deductible health and dental insurance cost for a single, healthy 25 year old male?
I’m active duty military and I’ve been thinking about getting out. However, I’m wondering how much of my health/dental insurance factors into my overall salary. I’m trying to put a dollar value to it before I look for a civilian job. I have no health problems and I’m 25 years old.

Best answer:

Answer by cstep
There is no such thing for dental. However, if you are not having any issues with your teeth and are looking to just have them cleaned and fluoride treatments every 6 months, you can go to the local dental school for that. Where I live, a cleaning, x-rays and fluoride are around $ 500 in a dental office, but the whole thing is $ 81 at the dental school. There is a dentist and 2 hygienist on staff so you are guaranteed a great cleaning!
As far as health insurance, I really don’t know of one without a deductible. The lowest deductible I had was $ 250 and it was around $ 300 a month. My employer covered it though. Most employers will offer health insurance to their full time employees at no cost. It’s when you add family insurance that it gets expensive. Our current family insurance price is around $ 500 a month.
PS-Thanks for all you do in service!!

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Question by Elation: How could I get a dental insurance without having to relate in dental field?
I have only joined the union and I need to work 46 hours per 2 weeks in a retail store to get dental insurance which only the head manager has.

Best answer:

Answer by mbrcatz
Dental insurance covers very, very little – even in unions. You’re just as well off paying out of pocket.

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