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Answer by falsi fiable
That would be a crime and mean loss of license for said real estate broker and insurance agent. Sad to see some professionals don’t even know the laws they had to study to get their license.

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Answer by mbrcatz
Tens of Millions. That’s how much you need to start ANY insurance business.

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Answer by Lan
You will need liability insurance for patrons and employees. For your Mtg. investment you will need mortgage insurance. Unless you pay cash.

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Answer by Casey Y
If the three different companies do different things, they will need different policies. If they operate independently, they will need different policies. If all three do the same thing, are operated together and have common ownership, then you should be able to insure them together.

That being said, the premium might not be big enough to justify multiple exposures on one policy.

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Answer by car253
Everyone is required to have auto insurance. And, those homes with mortgages have to have homeowners insurance.

You do not say what kind of insurance you are selling. And, are you licensed now or are you planning to become licensed? Do you work for a company or are you independent?

Good marketing has not changed. It is going face to face to meet people. Go to religious organizations, condo associations, businesses, gyms and any other place where you can meet people and introduce yourself. You just have to market yourself.

There is no magic button. It is still old fashion hard work to get and keep customers.

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Answer by Zarnev
I’m not sure about CA but in my state the minimum coverage written for business insurance is $ 1M. You should check with a local independent agent that works with business insurance. If one is available in CA for less I’m sure the agent could find out.

Business insurance does not cover lines of credit, they cover you in case you are found liable. The lending company is requesting coverage not to pay back the loan but to keep you from losing all your money and declaring bankruptcy.

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