Question by hplevniak: What to do when my auto insurance has been lapsed for 3 weeks?
My auto insurance was cancelled as of December 3 due to nonpayment. I want to get insurance with a different company in the next week when I get my next paycheck, will the new company I sign up for know it has been lapsed for a few weeks? This is the first time I have ever let this happen so I have no idea what to expect.

Best answer:

Answer by Scott H
Don’t drive in the meantime, besides being illegal, you could end up paying for an accident for years. Insurance companies don’t like to see lapses in coverage – it’s a sign of irresponsibility, so you will pay more because of that lapse.

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Question by Dastardly: How many folks against mandatory auto insurance opted not to own a car instead of paying their insurance?
People say that mandatory auto insurance is different than mandatory health insurance because you CAN opt not to own a car. I’m just curious what percent of people objecting to mandatory insurance decided to sell their car instead of getting the insurance?

Can you answer the stated question?
To ca; those aren’t fallacies – merely differences in detail. What does it matter which government is requiring it? What does it matter who the policy covers?

I’m guessing those opposed to mandatory insurance isn’t concerned about either of those. Yet most plunked down their cash anyway… Seems highly hypocritical

Best answer:

Answer by mustagme
Does it matter the number? You DO have the option. Whether you enact the option is up to you. Do I have the option to dump Obamacare? As the law is written, I do not.

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Question by : Why would an auto insurance company request money back from the hospital?
In October I was in an auto accident that was not my fault, the responsible party didn’t have insurance but I did including personal injury. My daughter had minor neck injuries and I took her to the hospital. The charges were approved and paid. This week a bill collector called and said the insurance company requested the money back and would tell me nothing more, they told me to call my insurance company (who I cant reach right now) why would this happen?

Best answer:

Answer by mbrcatz
It would happen, if you were paid under your uninsured motorist section, AND your health insurance.

You cannot double dip.

It would also happen, if your insurance was actually cancelled.

But besides those two scenarios, I have no idea – you’ll have to wait until Monday to call and ask.

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Question by bigdogchris: How do I make an auto insurance claim for scratches through auto owners?
I bought a used car a few months ago that had a near flawless finish. Over the past few months it’s been scratched several times by my nephew on his bike. We’ve talked and now I need to file a claim with my insurance. The marks are everywhere, back of the trunk, right rear quarter panel, hood, left rear quarter panel.

The problem is, before I knew I could claim damages, I used a touch up kit to cover the scratches and gouges so they are hard to see. But I could still take pictures of them as they stand now and probably get a letter from the salesman, proclaiming the condition that he told it to me in. What else do I need to file a claim with Auto Owners? Yes, I have full coverage, including comprehensive.

Best answer:

Answer by yakngirl
You need to call your insurance company and open a claim. They may send an independent adjuster, but as it’s just scratches, I doubt it. They’ll probably tell you to take it to a shop that will fax the estimate to them. They have a list of how much the repairs should cost and as long as the estimate is within the limits, you should be okay. You’ll have to pay any deductible and they will want to know how the damage occurred. Also, if the damage occurred while the car was parked in a driveway, they may want the owner of the home to use their homeowner’s insurance to settle the claim.

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wesduganinsurance.com Wes Dugan is an agent for Farm Bureau Insurance in Lebanon TN. In this video, he discusses what you need to know when shopping for auto insurance.
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Auto Insurance for Covina California Insuring your car will protect you from financial loss if you are ever involved in an auto accident. An auto insurance policy is essentially an agreement between yourself and your insurer that provides you with property, liability and medical coverage. decaroinsurance.com
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Question by josiefine99: What is the penalty for giving invalid auto insurance information at the scene of an accident?
In the state of Washington what happens when invalid auto insurance is given at the scene of a minor traffic accident?

Best answer:

Answer by bookcrosser_raerae78
The other party if they do not obtain current insurance information from you has the right to take you to civil court, and will most likely be awarded a much higher amount of money then they would have if you had just given them up-to-date insurance information.

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